| Exciting steps 
			cut Knowsley's carbon footprint 
			 KNOWSLEY has made great 
			strides towards shrinking its carbon footprint; thanks to a number 
			of exciting steps taken by First Ark Group.
 Knowsley Housing Trust, which is part of First Ark Group, build and 
			manage thousands of homes in Knowsley and have set impressive 
			targets to make 'planet Knowsley' a greener place to live and work.
 
 They have reduced their carbon emissions from their homes by 37,500 
			tonnes of CO2 per year which is the equivalent of the annual 
			greenhouse gas emission from over 7,000 cars!
 
 If 100 other organisations achieved this, we would be able to shut 
			down one coal-fired power plant.
 
 Using a combination of advice for residents, building greener new 
			properties, insulating and improving existing homes, and using solar 
			panels to generate electriCity, First Ark Group has dramatically cut 
			emissions.
 
 Anthony Jarvis, Investment Manager, Green Initiatives for First Ark 
			Group, said:- "This week was national Energy Saving Week, (27 
			January to 31 January 2014) and Knowsley's communities can be proud 
			of what has been achieved so far towards cutting our carbon 
			footprint. This is just the start of our plans as First Ark is 
			committed to doing all it can to create energy-efficient, greener 
			communities where people can live and work."
 
 Among the initiatives are:-
 
 ► A 'Save Energy Save Money' 
			project which has saved local people over £100,000 in energy 
			costs over the last 3 years. The project involves giving advice to 
			residents on low-cost ways to cut energy consumption such as using 
			less water, cutting food waste, advice on controlling heating and 
			energy tariffs and rebates.
 
 ► Building 11 'super eco' homes that comply to the 
			acclaimed Code for Sustainable Homes Level 5 standard. These 
			properties include high levels of thermal insulation, energy display 
			devices, triple glazing, solar PV arrays, flue gas heat recovery 
			devices, rainwater harvesting and mechanical ventilation heat 
			recovery.
 
 ► Through our promise made to KHT tenants all KHT properties have 
			had improvement works done to them; the home improvement programme 
			has seen all homes being assessed and improved with measures such as 
			cavity wall insulation, external wall insulation, loft insulation, 
			double glazing and efficient gas boiler heating systems. This has 
			reduced emissions by over 55%.
 
 ► By installing over 500 solar PV arrays Knowsley residents have 
			helped generate electriCity savings of around £125 per property, and 
			when the remaining 600 arrays are installed it's estimated the 
			project will generate electriCity worth £138,000 a year.
 
 ► A retrofit project has seen multi foil insulation installed to 
			homes at 3 sites. The insulation to the property walls, roof and top 
			of the foundations has helped reduce heat loss. Mechanical 
			ventilation heat recovery units have also been installed to manage 
			moisture levels, maintain air quality and recover as much heat as 
			possible. All the properties are being monitored for carbon emission 
			reductions with results as high as 82% achieved.
 
 For more information please visit:- 
			
			firstark.com.
 Tax return 
			deadline just days away IF you're one of the 2.8 
			million people who still haven't filed their 2012 to 2013 tax 
			return, you've only got until midnight on Friday to do it online and 
			pay what you owe.
 Returns received by HM Revenue and Customs (HMRC) after 31 January 
			2014 will result in a £100 late filing penalty; even if you have no 
			tax to pay, or you pay your tax on time.
 
 The more you delay, the more you pay, as you'll be hit with further 
			late-filing penalties after 3, 6 and 12 months.
 
 Recent research by HMRC showed that taxpayers in Central London were 
			more likely to file their return late than people in any other part 
			of the Country, with 1 in 9 (11%) failing to beat the deadline. This 
			compared with only 1 in 17 late filers (6%) in the South West of 
			England; the most punctual region for tax returns.
 
 You can file your tax return for free via HMRC's 
			
			
			website. 
			Using a search engine to find HMRC's online filing web pages can 
			produce results which include third party websites that charge to 
			file on your behalf. Therefore, if you want to file for free, type 
			the HMRC website address into your internet browser.
 
 HMRC's Director General of Personal Tax, Ruth Owen, said:- 
			"There's not much time left, so make a start on your tax return 
			today. Leave it too late, and you'll be hit with a penalty."
 
 A short YouTube question and answer video featuring Ruth Owen can be 
			viewed a on YouTube 
			
			YouTube.  
			For general help and advice on completing a return, visit:-
			
			
			hmrc.gov.uk/sa  
			or call the Self Assessment helpline on:- 0300 200 
			3310 (open 8.00am to 8.00pm, Monday to Friday, and from 8.00am to 
			4.00pm on Saturday).
 |  | Knowsley school 
			first to sign up for a creative curriculum on Merseyside 
			 MERSEYSIDE Police Detective 
			Constable Amy Wilcox was crowned the winner of a charity baking 
			event at Merseyside Police in aid of Macmillan Cancer Support. The 
			event, organised by Superintendent Louise Harrison and project 
			officer Danielle Hollywood, raised in excess of £2000 for the 
			charity, ahead of their 1st attempt at the London Marathon (April 
			2014). 
			 Celebrity baker, Paul Hollywood, 
			tasted cakes from a baker's dozen of Merseyside Police officers and 
			staff and awarded Amy's seven layer, almond flavoured sponge opera 
			cake, in the shape of briefcase and notebook, the winner. Describing 
			Amy's cake as "delicious" and the "standard to 
			be expected from a hotel." 
 Amy said:- "I can't believe it, it's the first time I've made 
			this cake! I started about 5pm on Sunday night and went to sleep at 
			quarter to three on Monday morning. I'm overwhelmed and really 
			pleased with Paul's comments."
 
 Organiser, Supt Harrison said:- "Both Danielle and I have been 
			overwhelmed by the response and support the event received, raising 
			a fantastic £2000 for Macmillan Cancer Support. We were only able to 
			raise this amount of money with the support of Paul Hollywood, who 
			generously donated his time and expertise to support our event. I 
			know everyone who came along enjoyed the event and I'd like to 
			especially thank those bakers who took the time out to bake 
			something for the event and all of those who donated money to our 
			fund."
 
 Louise and Danielle are in training for the 2014 London Marathon; 
			you can donate via:- 
			
			justgiving.com/chubsters.
 HELP TO BUY - 
			EQUITY LOAN CREATES 46 NEW HOMEOWNERS A DAY THE Help to Buy - Equity 
			Loan scheme has created 46 new homeowners every day since its 
			launch, new figures, released on 28 January 2014, have shown.
 Housing Minister Kris Hopkins welcomed the news as a sign of how the 
			scheme is helping both aspiring homeowners, but also the wider 
			construction industry as more homes are built in response to this 
			growing demand.
 
 Since the scheme's launch just 9 months ago, there have been 12,875 
			sales of newly built properties through the Help to Buy: Equity 
			Loan, with a further 6,446 sales in the pipeline. The figures also 
			show there are over 22,000 new homes reserved through the scheme.
 
 Aspiring homeowners have been helped across the country:- Leeds has 
			the highest number of sales with 230 through the scheme since April, 
			while Wiltshire, Central Bedfordshire, Milton Keynes and Manchester 
			complete the top 5 areas. Across the 32 London boroughs there were 
			810 Help to Buy sales; 6% of overall sales in the capital. And 
			around 90% of sales of newly built homes through Help to Buy were to 
			1st time buyers.
 
 But Mr Hopkins also welcomed the wider impact on the construction 
			industry that the Help to Buy scheme is having, with leading 
			developers pledging to build more as a direct result of it. On top 
			of this over 1,200 house builders have registered to participate in 
			the scheme; 94% of which are small and medium-sized businesses.
 
 And just last week the Minister visited the Hanson's Claughton Manor 
			brickworks in Lancaster, a site that had been mothballed in 2009 but 
			has now reopened in response to a surge in demand for bricks, thanks 
			in part to Help to Buy.
 
 Kris Hopkins said:- "I'm delighted that since the launch of 
			Help to Buy: Equity Loan just nine short months ago, 12,875 new 
			homeowners have been created; equivalent to 46 a day. But with each 
			of these sales being a newly built home, I'm also pleased that house 
			builders are using this momentum to build more, getting workers back 
			on sites and getting Britain building once again. All this is a key 
			part of our long term economic plan, helping bring house building to 
			its highest levels since 2007 and orders for construction materials 
			at a 10 year high."
 
 For further information on these figures visit this 
			
			link.
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